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Key Highlights of AU Small Finance Bank LIT Credit Card
Axis Bank My Zone Credit Card
Card Type Lifetime-free
Best Suited for Rewards & Cashback
Best Feature Up to 10x bonus points on domestic and international online and offline transactions
The Money Fair Rating ★★★ (3/5)

With this credit card, you can not only get cashback, but also points for transactions and other perks. Below are some of the main features and benefits of this card.

Reward Points:

  • 10x/5x reward points on all domestic and international online retail transactions.
  • Earn 10x/5x points on all domestic and international POS and contactless offline transactions.

Note: Cash withdrawals, Fuel and EMI transactions are not eligible for Program/Base Rewards points. Fuel, rental, insurance and cash withdrawal transactions are also not eligible for Accelerated Reward Points.

Cashback:

Earn up to 5% cashback

  • 5% cashback 3 times over a 90 days period
  • Avail 5% cashback for retail spends in addition to 1 Reward Point per Rs. 100 spent
  • Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days

Earn up to 2% cashback

  • 3 times 2% cashback over 90 days
  • Spend Rs. 100 and get 2% cashback plus 1 reward point
  • Spend Rs. 10,000 within 30 days and receive a maximum cashback of Rs. 1,000

Other Benefits:

  • Lounge Access: Avail up to 4 complimentary visits per quarter
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on all fuel transactions between Rs. 400 to Rs. 5,000.
  • Memberships: Get fun and fitness memberships through Zee5, Amazon Prime, and Cult.fit.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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AU Small Finance Bank LIT Credit Card: Fees & Charges

Type of Fee/ Charge Amount

Cash Advance Charges

2% of the amount withdrawn, up to a maximum of 100

Cash Advance Limit

20% of the total credit limit

Late Payment Fees

For Statement Balance:

  • Less than or equal to Rs. 100: Nil
  • Above Rs. 100 & up to Rs. 500: Rs. 100
  • Above Rs. 500 & up to Rs. 5,000: Rs. 500
  • Above Rs. 5,000 & up to Rs. 10,000: Rs. 700
  • Above Rs. 10,000 & up to Rs. 20,000: Rs. 800
  • Above Rs. 20,000 & up to Rs. 50,000: Rs. 900
  • Above Rs. 50,000: Rs. 1,100

Late Payment Fee
  • Less than Rs. 500 Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

The AU Small Finance LIT credit card is a good option for those looking for an all-around credit card. H. One card, but with multiple benefits in categories like food, travel, etc. The good thing about this card is that there is no annual fee. However, if you are not satisfied with this card, you can look for another AU Small Finance Bank credit card option that suits your needs and requirements.

Click here to apply for this credit card. 

Criteria Details
  • Age
  • Occupation
  • Documents Required
  • 21-60 years
  • Salaried or Self-employed
  • Visit AU Bank Official Website for the list of documents

Q.  What are the benefits of AU Small Finance Bank LIT Credit Card?

A. The AU Small Finance Bank LIT Credit Card offers a range of benefits such as cashback on all purchases, reward points, discounts on dining, travel, and shopping, and access to exclusive offers.

Q. With the AU Small Finance Bank LIT Credit Card, when can I redeem earned reward points?

A. AU Small Finance Bank LIT Credit Card reward points can be redeemed after you receive your statement.

Q. What is the interest-free period for AU Small Finance Bank LIT Credit Card?

The interest-free period for AU Small Finance Bank LIT Credit Card is up to 50 days.

Q. What is the validity of memberships offered with AU Small Finance Bank LIT Credit Card?

A. The validity of memberships offered with AU Small Finance Bank LIT Credit Card is 3 months from the date of activation.

Q. Does this card offer any welcome benefits?

A.It depends on the card. Some cards offer welcome benefits such as bonus points, cash back, or other rewards. Check with the card issuer to see what benefits are available.